Privacy Policy for PensionGuardNow

Effective Date: January 1, 2026

1. Introduction

At PensionGuardNow (“we”, “us”, “our”), we are committed to protecting your personal data and maintaining your privacy. This policy explains how we collect, use, disclose, and protect information when you use our website PensionGuardNow.info.

2. Information We Collect

2.1 Personal Details

When you register for our advisory services or submit inquiries, you may provide:

• Name
• Email address
• Phone number
• Postal address

2.2 Usage Data

We automatically collect technical data about your device and interaction with our site. This includes:

• IP address
• Browser type
• Visited pages and timestamps
• Referring website

3. How We Use Your Information

We use personal data to:

• Provide and improve our pension advisory services.
• Respond to your questions and support requests.
• Send administrative notices and updates.
• Analyze website usage to enhance user experience.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to collect usage data and improve navigation. Cookies are small text files placed on your device. You may refuse cookies by adjusting your browser settings, but some site features may not function properly.

4.1 Types of Cookies

• Essential cookies for site functionality.
• Performance cookies to understand usage patterns.
• Preference cookies to remember settings.

4.2 Managing Cookies

You can manage or delete cookies via your browser settings. For further details, visit your browser’s help section.

5. GDPR Compliance

If you are located in the European Economic Area, this section applies to you:

5.1 Lawful Basis

We collect and process personal data only when we have a lawful basis, such as your consent, performance of a contract, or our legitimate interest.

5.2 Your Rights

You have the right to:

• Access the personal data we hold about you.
• Rectify inaccurate or incomplete data.
• Erase personal data under certain conditions.
• Restrict or object to processing.
• Receive your data in a portable format.

To exercise these rights, please contact us as described below.

6. Data Security

We implement technical and organizational measures to protect your data against unauthorized access, alteration, or disclosure. Access is restricted to authorized personnel only.

7. Data Retention

We retain personal data only as long as necessary for the purposes outlined in this policy or as required by law, after which it will be securely deleted or anonymized.

8. Third-Party Service Providers

We may engage trusted third parties to assist with hosting, analytics, and communication services. These providers are bound by confidentiality and data protection obligations.

9. Links to Other Websites

Our site may contain links to external sites. We are not responsible for their privacy practices. Please review their policies before sharing personal data.

10. Contact Information

If you have any questions or wish to exercise your data protection rights, please reach us at:

• Address: 10 Bayfront Avenue, Marina Bay Sands, Singapore 018956, Singapore
• Phone: +6581284568
• Business ID: S0941337A
• Contact Form

Thank you for trusting PensionGuardNow with your personal data. We remain dedicated to maintaining transparency and safeguarding your privacy.